Wade Tubman (Graduated 1996) is a Principal at Quantium, a consultancy specialising in marketing and customer analytics. Wade has over 15 years actuarial experience covering business and customer analytics, and the modelling and management of value and risk. Since joining Quantium, Wade has developed a number of customer and business analytics solutions, particularly for data rich businesses, such as banks, insurers, telcos and loyalty programs. These focus on using data and analytical techniques to acquire, retain and engage customers. Prior to joining Quantium, Wade worked with Pricewaterhouse Coopers as a Director in the Financial Services Actuarial practice.